The Process of Debt Recovery in Melbourne
- A 'Letter of demand' is sent to the debtor. This debt collection letter needs to be thoughtfully formatted so that it is legally admissible in the court of law. Consequently, our debt recovery lawyers include: specific details of the debt, a request that the payment is made by a certain date; and a warning that legal debt collection will be pursued if payment is not received by the mentioned date.
- Suing for debt. Court proceedings commence with filing a Statement of Claim. The amount and nature of debt influences the proceedings of the court. Also, the forms required vary, making it all the more important to hire a professional.
- The response from the debtor towards the Statement of Claim determines our further action. They may agree to an installment order, file a defence or might not respond at all. If the debtor chooses to stay quiet, a Court Judgement shall be obtained.